Welcome to the new Guaranty Trust Company blog for community banks at communitybanksonline.com! We are so excited you’re here. What can you expect to find here on the blog? Subscribe via RSS or email to get timely market news, informative articles to help you be more knowledgeable in the mortgage business, social media marketing tips to help your bank connect with your community, and more!

For now, here is a little about what Guaranty Trust can do for your bank…

In today’s difficult banking environment, every transaction that puts dollars on the bank’s bottom line should be considered. Many community banks are using secondary mortgage originations to accomplish this.

Guaranty Trust Company, a mortgage lender and a wholly owned subsidiary of Volunteer State Bank, understands community banking. That is what we have done for 25 years.

What does Guaranty Trust offer your community bank?

1)    Guaranty Trust provides access to Conventional, FHA, VA, and Rural Development loans without your community bank having to staff a “backroom operation” of underwriters, closers, shippers, etc.

2)    Guaranty Trust will help your bank’s originator decide the best loan type for the borrower, underwrite the loan, help with the conditions, prepare the closing package, and make sure your bank is meeting compliance standards. This shifts the liability of the loan from your bank to Guaranty Trust.

3)    Guaranty offers rates that compete with any “big bank” in every community.

4)    Secondary mortgage originations generate bottom line fee income for your business.

Click here to read more about Guaranty Trust’s mortgage services.

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